I don't like Kelly but the Bankruptcy may be legit. It didn't say what type of Bankruptcy she filed. People with money that have businesses file all the time. You may have a hundred thousand in the bank but owe 200,000 in monthly payments to creditors that you can't make. Heck the IRS may have been one of her creditors. I think even Donald Trump filed at one time even though he was a Billionaire.