All good points rosiedog. I was a stay-at-home until my kids were in school. You can do without a lot. Salvation Army bag sales were our clothing source until I went back to work. You save a lot in gas, meals, clothing, child care, taxes, etc. It was an easy choice for me. My kids came before anything else. On topic: having been a waitress for many years, I always swore I would never run a restaurant after watching the headaches involved at that level. One restaurant owner drank and partied with the staff, so when it was time to do any kind of discipline, it was really awkward. He would also retire to the basement storeroom with one particular waitress and we would have to cover her tables and go without supplies until they resurfaced.