Ugh, I hate Discover. They kept calling me two weeks ago--before 8 a.m., which is a violation of the Do Not Call rules, even if you "do business" with the company--to offer me credit protection insurance. I called those freaks up and told them to cancel my card because I was sick of them calling me before 8 a.m. They pretty much refused to cancel the card but did take me off the calling and mailing (for promotions, not bills) list. Then they called me again at 7:30 a.m. three days later. I wasted enough time on them and just cut up the card. If they send me a new one, I'm just not activating it. It's not worth the headache and time to call them and berate them into canceling it. I'm sure that's their intent, but since they don't get any business out of me, my account will go into suspense soon enough.