Talk about your troubles

[combatcutie]

Needed to vent and here seemed appropriate....
at the company Christmas party this morning, got a call from the main office telling me they had just received notice from the IRS stating they were to levy my entire paycheck until the $26,000 I owe (their figure, not mine,) is paid... levy immediately. HoHoHo. Called them to straighten it out but I will apparently have to wait until after I can afford to pay the accountant the $650 I owe to do the taxes. Of course now I cant pay the accountant because they are levying my paycheck.
This sucks.

LATAS, that sucks. Why couldn't they have waited until after Christmas to do this? I hope everything gets straightened out soon for you.

[LATAS]

LATAS, that sucks. Why couldn't they have waited until after Christmas to do this? I hope everything gets straightened out soon for you.

Thanks for the support. I really needed that. I make 8.73 an hour and work 38 hours a week, so I'm trying to figure out..... what decade will it be when it's paid off?


You gotta laugh at yourself because everyone else will

[dagwood]

Needed to vent and here seemed appropriate....
at the company Christmas party this morning, got a call from the main office telling me they had just received notice from the IRS stating they were to levy my entire paycheck until the $26,000 I owe (their figure, not mine,) is paid... levy immediately. HoHoHo. Called them to straighten it out but I will apparently have to wait until after I can afford to pay the accountant the $650 I owe to do the taxes. Of course now I cant pay the accountant because they are levying my paycheck.
This sucks.

That sucks. I thought they could only garnish a certain percentage so that you would be left with a little to live on (yeah right).

[Mariner]

That sucks. I thought they could only garnish a certain percentage so that you would be left with a little to live on (yeah right).

You are right about garnishing to collect a judgment under the law of every state I am aware of dagwood. The percentage usually varies depending on whether the judgment is for child support or not. The IRS operates under different rules though. Kinder and gentler indeed. LATAS--Have they talked to you about making an offer in compromise?

[J.D.]

You are right about garnishing to collect a judgment under the law of every state I am aware of dagwood. The percentage usually varies depending on whether the judgment is for child support or not. The IRS operates under different rules though. Kinder and gentler indeed. LATAS--Have they talked to you about making an offer in compromise?

I think it is different here in Utah (I don't know about other states), if I remember correctly, they can garnish up to 75% (collectively) for civil judgments (including child support) - but federal/governmental (school loans, back taxes, etc.) they can take 100%.

[ToothDoc]

I think it is different here in Utah (I don't know about other states), if I remember correctly, they can garnish up to 75% (collectively) for civil judgments (including child support) - but federal/governmental (school loans, back taxes, etc.) they can take 100%.

Good Lord. They have got to be kidding. That's enough to make someone quit and not work at all.

I am sorry you are having this problem LATAS. You must be at wits end. What a crappy birthday/Christmas present.

toothdoc

[J.D.]

Good Lord. They have got to be kidding. That's enough to make someone quit and not work at all.

I am sorry you are having this problem LATAS. You must be at wits end. What a crappy birthday/Christmas present.

toothdoc

I know, I was thinking my next steps would be to the next bankruptcy attorney's office. Although those things are not dischargeable in bankruptcy - other debts are - which might buy another case of Ramen every month.

[famita]

Latas, I think I would try dealing directly with the IRS-It seems if you call and talk to someone (and be sure to write the name and time), they might be able to get something in the works for you. I had that problem about 20 years ago and (even though it wasn't that much) IRS let me pay off the amount in smaller increments. I think they want to work with you and could possibly come to a deal. And doesn't it sound like I work for them? I don't....I promise!!

[Janice Lynn]

Newbie here but had to say OMG at the IRS thing. OUCH. That really bites. Good luck in getting it all worked out.

Janice Lynn
American Title round 3 finalist

[Mariner]

Latas, I think I would try dealing directly with the IRS-It seems if you call and talk to someone (and be sure to write the name and time), they might be able to get something in the works for you. I had that problem about 20 years ago and (even though it wasn't that much) IRS let me pay off the amount in smaller increments. I think they want to work with you and could possibly come to a deal. And doesn't it sound like I work for them? I don't....I promise!!

Now there is an option other than the installment payment agreement it sounds like you entered into famita. That is the offer in compromise I mentioned above. Basically, if you can show you can't afford to pay the amount owed, they can now forgive a large portion of it.