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Thread: Talk about your troubles

  1. #1391
    Wonky snarkmistress Lucy's Avatar
    Join Date
    Aug 2003
    Playing kickball for the beer
    Oh, maybe that's it -- maybe I had a chip and the heat made it a crack, it's been boiling here. I didn't know that could happen.
    Thanks, Unk!
    It's such a fine line between stupid, and clever. -- David St. Hubbins

  2. #1392
    Mixing Old Fashioneds PhoneGrrrl's Avatar
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    Apr 2004
    Quote Originally Posted by Lucy
    Anyone ever have a cracked windshield, and did your insurance cover it?
    I got a crack about a year ago and was seriously fuming for days. My insurance didn't cover it--well, it would have in a sense, but the deductible would have to be met and it was higher than the windshield.

    I'll offer you a piece of advice though--when calling around to price compare, be sure to ask if your car needs any special parts to replace the windshield. I have a Saturn; the dealer said it be about $450, so I called an autoglass place. They said $230. Clearly, the glass place is the better deal even though their hours are inconvenient and it's a pain to get to. Well, I take the car in, and half way through the day they call me saying that I need special, Saturn-specific rubber thing that goes around the windshield and the old one can't be re-used. How much was this fabulous, one-use rubber? Right about $200. So, going to the big-time hassle place saved me only $20 and increased my level of frustration greatly. They KNEW I had a Saturn, so the clearly left out the charge for the rubber thing to get me to use them. So be sure to ask for estimates on any parts that they may need in addition to the glass.

  3. #1393
    Ms Ambusher dberk's Avatar
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    Sep 2004
    Lucy, It depends on the type of insurance coverage you have and what coverage they pay out under as to whether a deductible applies. I would take care of it ASAP, because it won't get better, but it can get worse.

  4. #1394
    Miz Smarty Britches queenb's Avatar
    Join Date
    Nov 2003
    running for the border
    Lucy, if you have a deductible on your comprehensive coverage, you might consider checking prices before you call your insurance company. I called about mine, and since the repair cost less than the deductible, they wouldn't pay. But they damn sure noted on my policy that I had made a claim, so my insurance went up a few bucks...errgh! Note that I did tell them I only wanted information, not necessarily to file, and they still stuck me!
    I did find that there are a good many glass installers that will come to your house and install glass even as you sleep, watch tv or whatever, for the same price they do it at the shop-- and the price I got was waaay cheaper than the dealer's, with just as good a guarantee on the work. I also found that there is a huge range of prices, so it's probably worth the time to call five or six places and then decide. Be sure to ask if that price includes 'everything', and if they stand behind their work. I know one person who did pay the jacked up price to get glass at the dealer, and two weeks later it started to leak. Now they can't get the shop to do anything about it.
    I have found the Truth and it doesn't make sense.

  5. #1395
    FORT Fogey
    Join Date
    Apr 2004
    Enjoying Real Life
    Quote Originally Posted by Unklescott
    Some glass replacement companies will do it for whatever the insurance company pays and will cover your deductable. Call around.
    I agree, definitely call around.

    I had cracks in the windshield of my Volvo so I did what Unk suggested, I called around.

    I found an auto glass shop (a big one, part of a national chain) that agreed to replace the whole windshield and charged me $200 for the glass and the installation -- on the condition that I pay cash.

    No problem, I thought. I paid cash. It was cheaper than what my insurance deductible would have been (it happened before I was under my present policy) and this way, the claim stayed off the books, too.

    I paid cash, just like they told me I should. What that shop reports to the IRS and Department of Revenue is none of my business.

    A couple of years later I bought my Jeep Wrangler (used) and it had little specks where the windshield had been "sandblasted" over time. The Jeep's windshield was fine, operational, and it passed inspection no problem, but I wanted to start with a clean piece of glass.

    So I went back to my old pals at the "Don't Ask, Don't Tell Auto Glass Shop" and I got a brand spankin' new windshield for the Jeep, too.

    Yeah, it was also just $200, fully installed. CASH.

  6. #1396
    Premium Member canuckinchile's Avatar
    Join Date
    Feb 2004
    back in "The Big Smoke"
    When I was really broke (university days) I called an auto wrecker and paid very little for the windshield and had it installed ....but that was many moons ago.

  7. #1397
    well. i will not be able to make the FORTCON 2 because i have got to have a hernia operation and some exploritoy stuff to as my stomach has been acting up and I have thrown up every friday for the last two weeks. they think I got some adhesions and scar tissue plus a venteral hernia which has kept alot of food still in me instead of making its way out. what a way to lose weight though.

  8. #1398
    Premium Member
    Join Date
    May 2004
    joeguy, I hope everything ends up ok for you. Sounds like you've been having a pretty rough time.

  9. #1399
    CCL is offline
    Climbing Solsbury Hill CCL's Avatar
    Join Date
    Sep 2004
    Here and there
    That's too bad, joeguy. I hope the surgery is a success & that you get better soon.
    Before we begin, what are the parameters of the guessing game? How many guesses do I get? Is there a time limit?

  10. #1400
    FORT Fogey just1paul's Avatar
    Join Date
    Aug 2004
    Eastside Milwaukee
    joeguy, I hope all goes as you want it to, and keep us posted..
    - The Dean Martin Show -
    Petula Clark: You know they say you can't buy happiness.
    Dean Martin: No but you can pour it..


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