Game: Are you?

Yes

Are you irritated by the news that people who pay off their credit card balance each month will be charged interest from the moment they make a purchase?

Yes. It seems like a sneaky way to take more money from credit-responsible people while the less credit-responsible people get more breaks. Ridiculous.

Are you optimistic about the future of America?

I must admit, I have been feeling distressed. I love this country, and I love freedom. I don't like what I'm seeing.

Are you going to use a debit card instead of a credit card if fees are charged?

Yep.

Are you a night owl?

Usually to bed by 12:30. Is that night owlish?

Are you following anyone's financial advice?

No, and I wish I'd followed my mom's.

Are you going to watch any reality shows tonight?

American Idol finale and probably a Housewives show we taped

Are you going to be upset if your favorite American Idol contestant loses?

Since I've never seen the show, it doesn't really matter to me.

Are you unique? And how so?

I am 40 but look very young for my age. People usually think I am between 16 and 20 years old.

Are you going to a revival this year?

You mean like a church revival? No. If I wake up in the morning, I consider that a revival. <yawn>

Are you under a doctor's care for a medical or genetic condition that makes you look 20 years younger than you really are?