Tara: Prettiest one out there (in my eyes :-). Had the guts to call Trish out for the first time (at the rose ceremony). I also like her little stand-offish/reserved attitude (opposite of Trista's "tell me how you feel"). Also has a thumbs-up from spy Jenny. But I'd also be a little worried of her crazy redneck Dad, who shoots an AK-47 (?) with laughter and says things like "all boys are dogs" (or something of that nature).
Jessica: I can tell that this girl is head over heels with Jesse - having made plans to attend law school at NYC. She remembers the little details that matter so much (e.g., the stuffed gator she gave Jesse on Day 1, knowing that Jesse was once a Florida Gator). That she broke down when Jesse made the stupid comment "I'm falling in love with you, and also with another woman" goes on to show much much she wants Jesse. I woudn't hold her age against her; she seems pretty mature for a 21-year old.
If I were Jesse, I'd be crushed not to give Jessica the final rose, but may still take a plunge and give Tara the final rose (and maybe rue it later). What would you do?